Kimanzi Constable: How to Spend Your Time - Lessons Learned From Travel and Interviews

"How do you want to spend your time? Not what somebody else programmed into you."

Kimanzi Constable is a writer, podcaster, and entrepreneur. He has been featured in Time, Business Insider, and other publications. He is the author of "Are You Living or Existing?"

In this episode, you will learn the following:
1. How do you want to spend your time?
2. What is the Fire Movement?
3. What are some lessons you've learned from travel?

Chapter Summaries:

1) In This episode, Kimanzi and Jared talk about what they learned over the last year. Jared used to run an online business selling digital products, but now he's writing for Time and Business Insider. In the course of those stories, he discovered the Fire movement. Fire stands for financial independence and investing in total stock market funds. Jared wants to be financially independent. At 41, he has some money allocated in S&P 500. He wants to invest in 401 KS and Roth IRAs. Jared doesn't want to be 60 years old doing a Facebook Live, trying to get someone to buy his $97 course.

2) In September of last year, he and his wife sold their house and started traveling full-time. They went to Puerto Rico for six weeks. They were in Europe for the first three months this year in London, Lisbon, Rome, and East France. They were in Medicine Columbia for a month and on a cruise.

3) In Columbia, you can get an excellent Airbnb for $600 for the month. Cindy and I were in a four-bedroom, four-bath penthouse on the 12th floor overlooking the entire city for 1900. For a month, we ate big meals for $13 for the whole dinner for two people. There are mixed-use places that are catered to tourists.

4) In Europe, they've been able to standardize and systematize significant issues like healthcare. European cities tend to be more walkable. And have some public transportation. He was traveling in the US. It is expensive, but it's not as expensive as in Europe. Dave Ramsey's credit card is good for saving money. Kimanzi hasn't paid for a single flight this year. He's taken 26 flights.

5) Kimanzi likes Mark Cuban's subscription pharmacy service, the Fire movement, financial independence, saving more, investing more, and cutting expenses. Jared's podcast is world-class. Kimanzi follows YouTubers like Takis, who rescues dogs in Greece.

Other episodes you'll enjoy:
Urban Intellectuals with Freddie Taylor
Kimanzi Constable returns to Starve the Doubts
Starve Wars - Will it Fly? w/ @PatFlynn (@KimanziC @ChrisMurphyHub)


Connect with Jared:
Instagram: https://instagram.com/jaredeasley
Facebook: https://facebook.com/jaredeasleyfl
Twitter: https://twitter.com/jaredeasley
LinkedIn: https://www.linkedin.com/in/jaredeasley/
Website: https://starvethedoubts.buzzsprout.com

Transcript

Kimanzi Constable: [00:00:00] Gotta ask yourself, how do you wanna spend your time? Not what somebody else programmed into you. It could be even parents. It could be family, friends that mean well where they programmed things that they think you should do. You have to ask yourself, what do you actually want to

do? 

Jared Easley: Welcome to star of the doubts. My name is Jared Easley, but you're not here for me. You're here for Kazi, Constable 

Kimanzi Constable: Kazi. How are. I am good. I don't know that they're here for me because they might have heard about the way that I like to eat kit cats or my obsession with Taylor swift music. Mm-hmm although I will say if we're being honest with each other here.

Yes. I have not been a huge fan of the latest albums. So 

Jared Easley: are we talking the tailor version albums? Is that what we're talking 

Kimanzi Constable: about? No, no, not, not necessarily. It's recording the tailor version. I like the tailor versions because they're recording the first three or four that were like, in my mind, original tailors.

Like the new ones [00:01:00] are kind of like too poppish. Can you explain 

Jared Easley: to me why it was necessary for her to go and create, recreate these albums? Cause I don't understand fully what happened there. Absolutely. So what, okay. Yeah. For, for some people already know this, so you can skip ahead, but go ahead. I don't know this.

Kimanzi Constable: So what happened was is when Taylor signed with big machine records, when she signed big machine records back in the. It was owned by a man named Scott Machek I think is his name, um, owned it, and it was kind of like a small shop, right? Like small shop, local feel. Yeah. And then she had a falling out with her agent scooter Braun and he went and bought her record label.

And the record label owned all of the original masters, but Taylor signed an agreement that even though they own the master, she owns the lyrics. So after a certain period with her owning the lyrics, she could go then do whatever she wanted. So what she elected to do was rerecord all the [00:02:00] albums under her version to get away from.

To get away from scooter bran owning her record label and the master. Okay. 

Jared Easley: So that's why she did that. And I, I guess that, so the pure Taylor swift fan will be like, okay, I'm gonna delete these other albums. I'm never gonna listen to, I'm only gonna listen to the, the Taylor version to support her. Yeah.

Like, so that kind of sticks it to scooter 

Kimanzi Constable: a little bit. It sticks to scooter big time, like I'm sure there's still gonna be sales of the original albums. I'm sure. I'm sure that this is gonna affect sales. And I guess in Taylor's mind, I mean, she's made hundreds of millions of dollars might be over $600 million.

So I don't know that she needed the money or anything like that, but this is more like, I guess, spite sticking it to the man, if you will. Well, last 

Jared Easley: how my check. She's not hurting, but, uh, no, uh, to your point, some of her newer stuff. Maybe she's just in her mind evolving as an artist. And that just may not be, it could be the Taylor swift that you've loved.

And, but then there's other kids that are coming along with, Hey, this is great. [00:03:00]

Kimanzi Constable: Exactly. It appeals 

Jared Easley: to them. And so she's still winning in a sense. She just, it's not as appealing to you as she 

Kimanzi Constable: was. And music has changed, right? Like, like I look at were the better, yeah. That I think are, were classics. Like when we were younger, my kids.

Grandkids. Probably never heard of them, but now they trend on TikTok. And now all of a sudden they're discovering Fleetwood Mac and stuff like that. Yes. Yes. I think that's interesting. That 

Jared Easley: is funny. Uh, very good example of that is Lana heard a classic rock song the other day. My mind is slipped, but she's like, Hey, I know this song.

And, and I'm like, how would you possibly know this? 

Kimanzi Constable: She's like, oh, it's on TikTok. Was it guns and roses because, uh, Thra love 

Jared Easley: and thunder, it was not. Uh, but that, uh, let the record reflect. That is that, that is a, a very good tune. People should listen to that. 

Kimanzi Constable: so, 

Jared Easley: so come Kaman Z. Um, man, you know, we, we talk, you know, fairly often, but we don't always get on the podcast and talk about what you're doing.

So let's just make this episode about some things you've learned over the last. [00:04:00] Year, you've been doing a lot of conversations with people and writing articles. Not that we need to boil this down necessarily to a, a, uh, top five. But what are a few things that stick out to you over having these conversations?

And, and maybe even before we go there, let's just back up and tell people why you're doing what you're doing, what you're doing. Uh, cuz there's, some people may not be completely familiar. They, they know, Hey, come on, Z used to do this. What's he up to now? So let's catch him up. 

Kimanzi Constable: So by the way, start with the do listeners, you should know Jared and I are doing this in person.

We're just sitting right across from normally each other's not. Yeah, they're always not. But, so for years, I've had a traditional online business, sold digital products, courses, all that good stuff. Since 2011, if you're not familiar with my story, I was a bread man. And then I discover the online thing and I have the whole rack.

We won't bore you at that, but it wasn't, it is a good story though. It is a good story, but it wasn't until like a couple years ago that I really thinking about how do I wanna wake up and spend my time. And the way that I had been spending my time is I'd [00:05:00] wake up to a schedule full of meetings, coaching calls and, and consulting calls and like, Items on the to-do list.

And like, I was really dreading it. And so for me, I started really asking myself, how do you wanna spend your time? And that was not, it, it wasn't it. And then I had the opportunity to start writing for some larger publications, like time and business insider. And what they had started asking me to do was not cover like how to stuff, but actually cover people's stories, kind of like a podcast there does, right.

Interviews, people. And in the course of those stories, I discovered this thing called the fire movement. Have you ever heard of that? Oh yeah. Yeah, I have. And 

Jared Easley: uh, we've not really talked about it much on this show, but let's, let's go 

Kimanzi Constable: there. Yeah. So fire stands for financial independence retire early. 

Jared Easley: And there's some people who are really for this.

And there's some that are like adamantly like, oh, this is a bad 

Kimanzi Constable: thing. I think it depends on how you do it. Cuz there's 15 different versions of fire and charit will appreciate this being a Floridian. There's [00:06:00] actually one called Disney fire. okay. I don't know that one. Yeah. But fire basically means you live on less.

You invest more and you then come, you get a fire number, which is a number that you can do a 4% withdraw on every year for the rest of your life. Now that number needs to be high, like 1 million, $2 million invested. So you could withdraw 4%. As the market goes up, your investments still go up and you're not dipping into your portfolio too much.

That's the theory here? Not. 

Jared Easley: So that is, is you have this saved amount of money that's invested. You never touch it. And then there are, um, money that comes from that. Uh, the, yeah, so 

Kimanzi Constable: it could be through dividends or dividend. It could just be, you withdraw with the penalty 4% every year. Okay. Now people do this differently.

Some people are like, like I just wrote about a, a couple that's retired at 29 years old. They were teachers in Tampa. Yes. They retired at 29 at 

Jared Easley: 29. They is that even the thing I've never even heard of that that's 

Kimanzi Constable: they started when they were 20. So it was a nine year [00:07:00] journey, a nine year journey. And they lived on less than $22,000 a year combined for the entire year.

Okay. So that's extreme. They just. 

Jared Easley: Basically, uh, beans and rice and scorched 

Kimanzi Constable: earth, beans and rice for nine years scorched earth. Okay. He got a master's degree. He got it for free because in Florida, if you are a stem major and you teach in a Florida school, they'll pay for your master's degree. Okay. So he did that raise a salary to 90,000.

His wife's salary was something like 70,000. They lived on nothing. They retired at 29. So like a few years ago with like $1.4 million. After nine years. That's amazing. It's amazing.

So that, like, what were they, what were they investing in? Most of the people that do fire invest in total stock market funds. Right? So like Vanguards it's called like the VTI. So Vanguard's total [00:08:00] index. It's called the V S T a I, which is Vanguard's total stock fund. So these are just a collection of the top companies in the S and P and in, and the, and so 

Jared Easley: I, I, I dabble, right?

Yeah. And I have some money in what's called the S and P 500, probably not enough to retire and nine years. But I, I, I do have money allocated at, is that the type of thing that we're talking about, that's the type of thing that 

Kimanzi Constable: we're talking about, but they're just putting a lot more if you're employed, like they were teachers, so they could invest in 401ks and, and IRAs, if you're self-employed, you could invest in Roth IRAs and those reduce your, your taxes every year, which, you know, in theory gets you to more money.

So they put in 80% of what they made into. That 

Jared Easley: is a big commitment, but they're absolutely reaping the benefits of that. Now being still young and 

Kimanzi Constable: they're young to enjoy 29 right now, they're currently in Canada, traveling throughout Canada, they visited every national park in the United States. They spent seven months doing that.

Oh, that sounds like they [00:09:00] lived, they lived on the big island. Geraldo. Appreciate this. They lived down a big island for love. Love Hawaii. I know you do too. Yeah. Yep. So, and then there's the opposite spectrum of the people that do they call it? Fat fire. So that's when you retire with so much money that you don't have to think about money anymore ever in your life.

So like one person, a couple that I interviewed, they retired with 2.8 million, took them eight years. They worked for the government, they were federal contractors for the government. So their salaries were like 95, 90 8,000 each. Okay. So they had, they had a little bit higher salary, so they had a little bit of higher salary.

They were frugal. Yeah. They retired with 2.8 and then now they're living in Portugal, Ebo and port. Okay, that doesn't sound that bad. No. So there's, there's extremes. Now that inspired me to think about the fact that I'm 41. Okay. I don't wanna be 60 years old doing a Facebook live, trying to get somebody to buy my $97 course.

I know 

Jared Easley: people that are older that do that, and I know with great love and respect to them. You're right. I [00:10:00] don't wanna be in 

Kimanzi Constable: that position just for me personally. Like I think everybody should do whatever they want to do in life. Right. That's just not what I want to do. I think I want to kind of be 61, chasing some grandchildren, you know, maybe going to a Matine a like, I, I don't know, like , but here's the biggest thing that I want.

I want financial independence. If I wanna work, I can, if I don't wanna work, I can't right now, if we're just being transparent, I have to work. Yeah. Yeah. And if I miss work bills, don't get paid. 

Jared Easley: Yeah. You have things. You have responsibilities. Understood. I completely get that I'm in your same shoes. 

Kimanzi Constable: So, um, what I'm doing now is I'm doing a lot of writing for publications.

They're paying me to write. Yes. Which has been great. We have a membership program that teaches people how to do the same. And going forward, it's just really about investing so that I could get to some point where I reach a number where I could be financially free. So 

Jared Easley: that's that right now is, is the goal.

So that's the goal, financial [00:11:00] freedom. You've done some travels. You've, you've been to a number of places. You've kind of documented that on your social media channels and stuff. And, uh, so let's talk about that. What are some things you've learned from some of your travel experiences? Yeah. 

Kimanzi Constable: So last year in September of last year, my wife and I sold our house and everything, like we literally sold everything.

And we started traveling full time, went to Puerto Rico for six weeks. We were in Europe for the first three months of this year, 2022 in London, Lisbon, Rome, and east France. We were in, uh, meshing Columbia for a month. We just, we were in a cruise like, so we just spend the whole time traveling and, and the good thing about travel.

People have an assumption that travel's more expensive. I could go live well in Columbia for a thousand dollars a month. Okay. I could go live well in Europe. For more than that, but they also have the universal healthcare that you could pay for. So there's, you could live, you could travel and live well cheaply.

Jared Easley: That's what I wanted. I was hoping you'd bring that up. So we'll start with Columbia. So, so you [00:12:00] really, can you live on a thousand dollars a month at Columbia? That seems, I mean, you just said you could, but like, to me, I'm like, oh no, surely you're sacrificing. What 

Kimanzi Constable: are you getting for a thousand dollars? So you can get, first of all, we, we should clarify.

This is if you make us dollars, if you make Colombian pesos and you work there, your financial situation's probably different, but if you had an income source, that's in us dollars, $1, 4,000 Colombian pesos. So you can go down there. You can get a great, great Airbnb, like for $600 for the month. Great Airbnb, nice place.

Nice area. 

Jared Easley: Got every, all the, I assume the amenities. Reasonable 

Kimanzi Constable: amenities. Yeah. Okay. Yeah. When Cindy and I were there, when we were there last month, we were in a four bedroom, four bath penthouse on the 12th floor overlooking the entire city. It's just the two of you, just four bedroom, four 

Jared Easley: bedroom penthouse, 

Kimanzi Constable: four bedroom house.

What your credit house? I mean, two levels. Like it was Gargan twin and it was 1900 for the month. Okay. Everything included. And it was, and then [00:13:00] we'd go onto meals, big, big meals. Like I'm talking like, you know, more than I should ever eat because I need to lose weight, but yeah. Big meals that were like $13 for the entire meal.

For two people. I post Starbucks receipts. You go to Starbucks here in the us. I can get a tall nitro code brew for $5 and 8 cents. Mm-hmm . I could get four of those in Columbia for like five 17. And I'm posting these receipts on Facebook by the. Okay. You convinced me and you, you said gym membership, gym membership, like, so like there's places that are mixed use cuz they're catered towards tourists.

Yeah. So you pay for the place, the place you live upstairs. They have a gym downstairs below that they have a coworking place and it's, it's a mixed use. Oh my gosh. Yeah, everything needs. Right. 

Jared Easley: And so that's like an included price in the Airbnbs 

Kimanzi Constable: included price. All of it can go to the gym, go get some far, some work.

Exactly like fast, 200 mega bit wifi, everything you need, 

Jared Easley: but, but come on, dude. This means you have no entertainment. You're just bored sitting down, [00:14:00] right? 

Kimanzi Constable: Yeah. Well, if you wanted to go out and do entertainment, like, um, there's quite a few things to do in Columbia. Dan it's not expensive. So like, if you wanna do a Metro cable tour of the entire city, it was 15,000 pesos.

So you could do the equivalent. So what is that like? 3, 3, 4 bucks. Yeah. There's you wanna take Uber rides? Like I could publish receipts of Uber rides that are literally a dollar to go like, oh, wow. 20 minutes. Like it's ridiculous.

Jared Easley: Okay. We had to take a short pause there because we were at a restaurant. We had lunch 

Kimanzi Constable: and it was good. Did 

Jared Easley: the not Columbia pricing no, but did the 

Kimanzi Constable: shrimp live up to the hype? The 

Jared Easley: shrimp was good. And, um, I'm sitting here sipping on some ice tea. I know if Brian OS listening, he'll be proud. uh, he's probably not that's OK.

All right. So I, I wanna kinda circle back a little. What are some other lessons you've learned from some of these interviews? You talked about financial, uh, anything, anything else that kinda sticks out to [00:15:00] you? Cuz I mean, these are really, uh, smart people and made some interesting decisions. 

Kimanzi Constable: And I think it's like one of the biggest things is, well, two biggest things is one.

How do you actually wanna spend your time? And I don't think most people ask themselves that they're like, I gotta build a business. So I gotta go work with clients and do X, Y, and. Or I gotta go a certain career and I gotta do X, Y, and Z, but they never ask themselves what do they want? And two, like one of the biggest things that I've seen is what I call the appearances pressure.

So people do things in life because they're worried how it will appear. So I'm going to, I'll give you a perfect example of this that I just saw. So here in south Florida, they, they built a bright line train. Yeah. That goes from west Palm for Lauda to Miami, but nobody's riding it. Do you know why? Because the reception of the perception of writing that means you're not well off.

And in south Florida, a lot of things are about appearances. I saw somebody say in Miami, you could see somebody in like a $2,000 suit looking [00:16:00] well dressed, and I'm not taking a shot of bed anyway, from Miami, I'm a Florida resident, by the way, I'm a registered Republican in Florida for you though listening to 

Jared Easley: this, alienated our entire, uh, leftist crowd, 

Kimanzi Constable: but there go ahead.

But then. If you see somebody in Miami wearing a $2,000 suit, that person might or might not be a billionaire, a billionaire, you have somebody in New York that looks like a hobo. And that person probably is a billionaire. Right? Walking the street on you don't want people to know . Yeah, exactly. So like appearances, appearance, successful appearing, happy, like at family events, like why do we have family events?

And we clean our house to the most immaculate ever been. And then 364 days, it looks. Like it normally looks right. I, 

Jared Easley: I have an uncle. This kind of goes into what you're saying. He's he is older, but he owns a tree farm in Mississippi, super wealthy, but he is been frugal all his life. Where's overalls drives an old car.

You saw him in the grocery store. You ne you just say, oh, there's some old local. You never know that dude's sitting [00:17:00] on a pile. 

Kimanzi Constable: You know exactly. He's sitting on some money because he's got to the 

Jared Easley: point where he doesn't care. Yeah. He's not, he's humble. He's not, you know, he don't care about what people.

Kimanzi Constable: He's just living his life, you know, but in our society, we do care. A lot of people do. 

Jared Easley: I'm caring a lot less 

Kimanzi Constable: than I used to me too. I, I would say I haven't cared a lot less. Yeah. There's probably still a little bit of appearances pressure in all of us, but like, that's the biggest thing that I've seen about the people that might live frugal or the people that might quit?

What seems like a profitable business for their happiness. And these interviews that I'm doing is people are like, I don't care what anybody thinks. I want to just wanna be happy. 

Jared Easley: Yeah. Well, there's something to be said for that, man. Cuz if you're stuck in doing something, you just absolutely hate for a long period of time.

That is, it just sucks. The life outta you, you know, it sucks. That's how you felt back when you were doing the bread stuff. Yeah. That's how I 

Kimanzi Constable: do the bread stuff. That's how I felt when I do some aspects of business. And for me, when I feel stress and anxiety and depression, it manifests in my body in a very physical way.

Yeah. 

Jared Easley: [00:18:00] Well in the past, I mean, you've been very. Public about your health and stuff. Like there's been times when you've had, you know, partial paralysis and psy bells palsy. And I mean, thank God you're not dealing with that 

Kimanzi Constable: anymore. But yeah, like a month ago I was in Columbia having a gallbladder attack like Dan, they were talking about they'd have to remove my gallbladder.

So 

Jared Easley: you're like, I'm too young for this, 

Kimanzi Constable: let's say, but if I was gonna have the surgery, that's where I would have it. you'd have it overseas in Columbia because yeah. Columbia's like known as one of the, the surgery capitals of the world, really topnotch surgeries. So like a lot of people go there for surgeries.

That surgery down there is $2,000. If I had that same surgery in the United States, it's $56,000. Oh, I'm sure it is. Yeah. 

Jared Easley: Yeah. Wow. I mean, we still have supposedly the best healthcare in the world, but oh, at that cost, 

Kimanzi Constable: I mean, that's a lot it's I saw a documentary while I was, while I was driving today. I was listening to this documentary on insulin.

And for type one type two diabetics, right. And what they, what a cost of manufacturer and what [00:19:00] they charge. It's like astronomical. 

Jared Easley: Well, and that's where someone like mark Cuban's coming in, potentially making knowledge, thank goodness drugs, uh, way more realistic and affordable. And that's actually a, that's gonna change the world.

Kimanzi Constable: It's gonna change the world. 

Jared Easley: So people talk about can one person, you know, do something that changes the world. Well, mark Cuban may be doing that with. You know, reducing the price of 

Kimanzi Constable: these generic drugs, or I think mark Cuban is doing a good service. Like there's drugs there that are thousands and thousands of dollars if you paid for it.

But with his service, it's, 

Jared Easley: you'd be able to afford to actually, uh, have the medications you need and stuff, and still live your life. And. You know, I I'm rooting for that. I, I, uh, I'm not a political person very much as you know, but things like that, that just makes sense to me. So, yeah. 

Kimanzi Constable: Well, and I mean, in the United States, it doesn't matter.

I don't take sides of like conservative or liberal because my personal belief is they kind of all work together when they get an office. Because they all leave a lot richer. And then we have these, it's funny how [00:20:00] that works. Yeah. These arguments on Facebook to the death about conservative or Republican, while the people that are defending, they're just lining their pockets by whatever special to the bank.

Exactly. Which is, and then guess what, they don't like the mark Cubans of the world with his prescription thing. They don't like that, 

Jared Easley: but he's got so much money and so much influence at this point that he doesn't depend on what they think. He doesn't. And that's why they don't like 

Kimanzi Constable: it. And that's why they don't 

Jared Easley: like him because he has the ability to make a change.

Will impact the entire world and potentially, uh, create less income for these folks, raking it in on the drugs that are actually killing people or, or charging them more bankrupt or, you know, broke, 

Kimanzi Constable: or even our former president who I did not vote for. So. You could take that as you will, but mm-hmm, the one thing the Washington establishment didn't like is he didn't need to go to them for their money.

Mm-hmm right. Like he wasn't in their pockets. They didn't that special interest groups. Yeah. They did not like that. Yeah. Well that's 

Jared Easley: yeah. It's interesting. So you've been to a lot of other [00:21:00] countries and you've seen how one things you said when we weren't recordings. You're like, you're very impressed with Europe.

Tell me what it, what it is about Europe that really impresses you. 

Kimanzi Constable: Yeah. In Europe, they've been able to figure out how to. Standardized and systematized big issues like healthcare, for example, right. I had a friend who moved, just moved to Libon. Portugal is got a digital Noma visa is on their universal healthcare plan.

It's $6 a month for full dollars a month, $6 

Jared Easley: a month for full coverage medication. If you need, 

Kimanzi Constable: if you need anything, anything, and despite what you would see in the media, they're not waiting six months for care or what, like that's a narrative that's kind of being, being fed in the us media. Oh, the, the care is subpar and that's actually not the case.

Is it that way? Everywhere. Of course not every place has problems, but $6 for healthcare. And you know, that you're you're covered is, you know, that 

Jared Easley: uh and then European makes me a little unhappy with with what we're buy these bills that I'm paying. 

Kimanzi Constable: Yeah. Well, and then European cities tend [00:22:00] to be more walk.

Or if it's not walkable, they have some sort of public transportation that is realistic and not, and in United States, where could you go to get that New York city? Right? Of course. Yeah, maybe some parts of Miami, but it's still not like I can get off the airplane in Munich, Germany. I could take one train.

That's gonna get me directly to the city center in 20 minutes. I could get around the entire city if I wanted to on their public transit and I could get back and you wouldn't even need an Uber either. And I wouldn't need an Uber or anything like that. Wow. And the train's nice or Japan. Like the bullet trains I can get from Tokyo to Osaka in a couple hours or to mountain Fuji in a couple hours on a bullet train.

Jared Easley: That's yeah, I've always wanted, see Mount Fuji. 

Kimanzi Constable: You should see it's pictures and it's very easy to get to from Tokyo. Okay. Yeah. Sold.

So 

Jared Easley: I've, I've always said commodity Sunday. You know, and like going some [00:23:00] world tour doing something. 

Kimanzi Constable: I don't know what, well, we gotta do like an event, an in person event. We had talked about doing that, and I don't want anybody to think about this. Like Kaman, he's a America hater. I'm very grateful. Not at all.

We're appreciate your country. I'm very grateful that I have a us passport. Very grateful. It's it comes with so many benefits. I'm grateful for a country that I can build an online business. Yep. And I can be incredibly successful. Or if I wanted a traditional business breaking mortar business. It's the land of opportunity.

So that's true and grateful. I just think that there's things we could learn and we 

Jared Easley: should. So, yeah, I'm glad that you're getting an opportunity to talk to people who are being very smart, who are being very prudent and, uh, giving you new ideas and you're seeing in your travels and not everybody's in a position or they think they're not in a position to do that.

So for someone who's saying, oh, I can't travel. I can. Maybe do that. What, what would you say to them? Because you were driving a bed bread truck a few years ago and now you're, you know, getting opportunities that other people say, well, that can never happen for me. 

Kimanzi Constable: Well, there's a couple ways. So [00:24:00] one is just, you save up money to be able to go on whatever trip you want.

Two like, is 

Jared Easley: it really that expensive to travel 

Kimanzi Constable: mean? It's really not. Like if you wanna talk about a flight to Columbia from south Florida, we're talking 125 bucks, 150 bucks, maybe. So I did not realize 

Jared Easley: it could be that affordable. It 

Kimanzi Constable: could be that affordable. And of course that depends on time. You're flying in yada yada.

So flexibility in travel saves you a lot of money, right? You can go on Google flights and Google flights could tell you when's the best time to go. It could tell you to get the kind of seat that you want. It could tell you. Airlines that go for, like, there's a lot of tools that could help you do it now.

Yeah. And then two, my favorite is credit card points. Now the Dave Ramsey crowd, y'all like you're, there's bity senses. The 

Jared Easley: gazelle just ran away. Yeah. 

Kimanzi Constable: But if you can be responsible, I understand. Credit cards are dangerous for some people. Like it's just not too tempting. If you could be responsible there's credit cards, like the Amex platinum [00:25:00] or the city premier MasterCard that I use responsibly in my everyday paying for my gas, paying for my groceries.

And I can get three times points on the things that I normally spend money on anyways. Yeah. Those give me points that I redeem for free flights. I haven't paid for Jared. I haven't paid for a single flight this year. I've taken 26 flights. Yeah. You've been a number of flights. Yeah. Ive paid for a single one.

That's amazing. All in credit card points. Yeah. Well, 

Jared Easley: I don't know what the summer has put you, put you in. I'm sure. You're you you're still nailing some things down, but man, I. Love see in, uh, Dallas for podcast movement. I don't know if that's, uh, possibly this year. Yeah. If it is to get back, come on. And if not, you know, we have another event in March it's, uh, evolution.

So that'll be in Las Vegas. Um, I think that's a, uh, an approved Kaman city, 

Kimanzi Constable: Las Vegas for some memories. 

Jared Easley: I'm one of those I can go to Vegas for about. Three days. And then it is 

Kimanzi Constable: time to go home. it's time to go, but I'm amazed that they can build replicas of like, oh yeah. You know, the Eiffel tower and everything else [00:26:00] and the, the big casinos of the buffets and I'd stay away from the buffets.

yeah. well, I found 

Jared Easley: if you eat off strip, it is, uh, a lot more, uh, economical. 

Kimanzi Constable: You just gotta be careful. Cuz offs strip is like where they film cops and stuff like that. 

Jared Easley: yo Dan Franks took me to this taco place. I cannot think of that. It's on the strip. It's right by Encore. But it's, it's really cheap and you get in this line, you get, you know, several tacos and next thing you know, you're sitting down and you're having like a reasonably priced lunch horchata, if you drink that.

Uh, I don't know. Uh, absolutely. And, uh, yeah, you get, get you some, uh, some tacos and stuff, and then. You know, you only spend a couple bucks and, and it's like, holy cow, how's this, you know, right here. But it is, it's literally like you can walk across the street from Encore and it's it's right there. I forget.

Hey, forget the name of it's fairly close to the convention center last time. I, so there are some places that, that are reasonable, but, uh, any, any posh restaurant in Vegas is gonna cost you you're gonna spend, uh, I know cuz I just went so my, my wife [00:27:00] and I and my brother-in-law and, and my sister-in-law.

Yeah, we were all. Having a good time. And we went the hell's kitchen and it was amazing until we got the bill 

Kimanzi Constable: I was like, oh God, did you get the beef? Wallington 

Jared Easley: uh, Rachel got the beef Wellington, right? Okay. Was it to live up? No, I, I promised myself that I would have the, um, the scallops, cuz I know if you go to Hills' kitchen, you're gonna get good scallops and the risotto, I wanted to try at least those two things I love resolve.

So, because I knew they'd be done correctly and they were, uh, but yeah, if you get, if you get a chance to go to hill, kitchen, go ahead. But it's uh, you're gonna get a build. It's not gonna be free. Uh, just 

Kimanzi Constable: be aware of that.

Jared Easley: yeah. The last time I went to you do feel like Aaron Hill when you're making that 

Kimanzi Constable: payment. So was after the pandemic had just kinda let up. Yeah. And everything were opening back up. It was a ghost town. Like it was nothing open. We were 

Jared Easley: doing a couple of events speaking there and stuff in the past. And.

Yeah. Anyway, uh, maybe we can sneak you back out there and March for revolutions. Yeah, definitely the podcast moving in Dallas, but, uh, uh, we wanna start to [00:28:00] wrap this up here. So, uh, a couple common questions, but we haven't asked him to recently, uh, who is currently doing something that interests you Kazi.

Kimanzi Constable: Mm, that's a good question. Who's doing something I'm talking to a lot of people. Yeah. So I like what mark Cuban's doing with, with his subscription pharmacy service. I think that's incredibly interesting game changer. Yep. I like the whole fire movement, financial dependence, the people that are doing it, like on a reasonable level, like.

The extreme, like living in a van, stuff like that, I'm not built to live in a van. Like I'm not gonna, that's not gonna be your first outfit. 

Jared Easley: That's not gonna be so, so people wanna look up that or look to some of these people that you've talked to. Who, who should they look up? 

Kimanzi Constable: You should look up my articles on time, time.com.

Yeah. And you look up my articles and I've covered 8, 9, 10 stories about this. Yeah. And it's some of the bigger names in the move. But if you just Google fire financial dependence retire early, you're gonna see a drove of material. But those to me, the idea of save more or save [00:29:00] more and invest more and kind of cut your expenses down.

I think it's common knowledge that our parents in their parents taught us. Right? Yeah. It's not revolutionary. It's not, everybody's willing to do it. So I, I think that's interest. And Jared, I'm gonna say Jared I D if that's true or not, yeah, I'll take it. I mean, podcast movement from what it was when I was there in the first few ones to what it is now, that's a world class.

Can't thank 

Jared Easley: full credit for it, but, uh, we have a good team and God has blessed us. 

Kimanzi Constable: So, yeah. And then I probably follow a smattering of YouTubers. So a couple YouTubers 

Jared Easley: I 

Kimanzi Constable: enjoy watching too. So YouTube university, I'm always 

Jared Easley: on. Actually one guy that I've started watching that, uh, I don't even know why, but I I've just become really fascinated with is a guy who saves dogs.

He has a, uh, animal rescue in Greece. Yes. 

Kimanzi Constable: His name is talkies. 

Jared Easley: Yes. And, uh, his stuff is really interesting. Very interesting. So even if you're not really in a. Pets or dogs. I mean, just seeing him and now he's saving all these animals and he's getting em adopted. And he is, he's created [00:30:00] like this really, um, wonderful shelter that's, you know, no, um, no kill shelter.

That's also, uh, they don't have any, uh, leashes or anything. All the dogs are able to, it's kind of be free. And, and these are dogs that have been maybe on a leash for eight years. You know, stuck in one spot, just living a horrible life and he's come along and been able to, you know, move him to this shelter and, and give him, you know, redemption and, and give him a chance to live and, or adopted for a forever home or, um, have the last years of their lives and, you know, dog heaven.

So it's, it's pretty amazing, but yeah, that's a good guy to watch on YouTube via chance talks T a K I S I dunno. I just somehow stumbled across him, started watching him. Just been like I watched like every day now, , 

Kimanzi Constable: it's kinda weird. There's quite a few rescuers that I've watched. Cuz I like seeing the stories of like when the animal's been heard or something's going on.

Yeah. And to see them build that trust over time. And then that first moment of when they finally start to trust humans again. Yeah. That's pretty powerful. It's pretty, pretty [00:31:00] powerful. 

Jared Easley: Good deal. So, uh, of course people can check you out at, uh, K constable.com K Constable. Yep. Uh, you said they can search your articles on time.

What are some other publications where you're doing a lot of writing right 

Kimanzi Constable: now? You can see a lot of my articles on insider business insider. Okay. Black enterprise, which I'm extremely proud of covering a lot of underrepresented stories there. Travel and leisure, but I mean, I think those are the, really the, the bad ones.

Sweet. 

Jared Easley: And, uh, we always close the final thoughts. Come 

Kimanzi Constable: on. Why not gotta ask yourself, how do you wanna spend your time? Not what somebody else programmed into you even. It could be even parents. It could be family, friends that mean well where they programmed things that they think you should do. You have to ask yourself, what do you actually want to do?

And then start working towards that path because life short, none of us know how long we have. But life's too short to live a life that is programmed from somebody else, or to just try to keep appearances. Well, it's a 

Jared Easley: C on always a pleasure. Uh, look forward to us interviewing some more folks here. [00:32:00] Yeah, we got some coming up.

We've talked with a few people, so just gotta get 'em nailed down. So, but yeah,

we'll do that. And, uh, enjoy, uh, whatever's coming up. You've got. A full summer packed I'm sure. Yeah. And, uh, family visits and 

Kimanzi Constable: yeah, all that fun listeners. You'll hear me on some interviews jar and I have, so you'll hear me from probably quite a few locations. Ah, come on. He doesn't 

Jared Easley: like to stick around he stay?

He's a, a Noma and, and rightfully so. It's so genius, but I'm glad that right now we are at a table hanging out in person and I wouldn't have it any other way. Thank you 

Kimanzi Constable: for.